I am in Mexico City on buisness this week. While hear I took an order for a guitar for a local office employee. One that I did not have a bending mold for, a D-cutaway. Anyway I emailed John and orderd the bending mold and press caul and set it up to pay through paypal. I recieved the paypal bill, Picked pay method sellected my credit card as the funding method hit the pay button but somthing went wrong and it took the money from my varified checking. I knew I wasI was $30 short in my checking, that is why I picked my credit card for this bill. Anyway I called paypal the moment it happened and told them. I was told that I never picked my credit card as the funding method. I explained to them that I had but for some reason it did not happen and we went through the process. I had done just as required but their software shows that I did not change anything. I was hit with an overdraft charge instantly and have found out I will be hit with another first thing tomarrow that $50 in charges and paypal informed me that this my problem not theirs even though they agree that I had changed my primary funding to my credit card but because I have my checking setup as my varified instant funding accout there was nothing they would or could do. And not so nicly informed me that they will do nothing to help resolve the matter before the second charge his my bank.
I contacted my bank to explain the matter and it is not there problem either.
Point being is if you have a vaified acount and want to change your funding to a differnt accout It appears you need to have the varified account turned off to insure it does not hit that account. Of cource this means you will not have instant payment.
Then to top the matter paypal asked if I would like the varified accout process turned off. I did not tell them to, yet tem minuets after my conversation with them they did just that.
I am not a happy camper
. Thankfully life goes on 
Not fair...