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Insuring instruments questions
http://w-ww.luthiersforum.com/forum/viewtopic.php?f=10102&t=8101
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Author:  SteveCourtright [ Mon Aug 21, 2006 7:10 am ]
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OK, this may be a bit OT, but I would like to know how to best insure vintage and/or valuable instruments.

I am aware of a few options but want an idea how others do it. And what do you do when traveling or working with valuable instruments where homeowners or a rider might not cover theft or loss. You folks who are pros or just prolific must have a lot of guitars around and must have some kind of protection. Any thoughts to share?

Author:  Michael Dale Payne [ Mon Aug 21, 2006 7:20 am ]
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I have a 1 mill$ liability policy that covers clients guitars or accidents in the shop. if you are talking your own vintage instruments I would insure each individually based on book value +10% you will need a written estimate from an appraiser to do this.MichaelP38950.6811805556

Author:  Pwoolson [ Mon Aug 21, 2006 7:24 am ]
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Steve, give Joan Gallo a call at Heritage Insurance (musical instruments are what they do) . She'll set you up with a quote and give you every bit of info you'll need to make a decision. Tell her I sent you.
1800-289-8837
Hope that it works out well for you.
Paul

Author:  SteveCourtright [ Mon Aug 21, 2006 7:41 am ]
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Thanks for the info Michael. I will follow up with the Heritage people, Paul! I will let you know what I find out.

Other experiences?

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